RCCG YAYA Sunday School Students Manual 28 June 2026 Lesson 43 – Christians And Investment
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TOPIC: Christians And Investment (RCCG Sunday School Manual For Young Adults And Youths (YAYA)
MEMORY VERSE: There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up. – Proverbs 21:20 (KJV)
BIBLE PASSAGE: Genesis 41:33-37 (KJV) (Scroll down for RCCG Sunday School 28 June 2026 HYMN)
33 Now therefore let Pharaoh look out a man discreet and wise, and set him over the land of Egypt.
34 Let Pharaoh do this, and let him appoint officers over the land, and take up the fifth part of the land of Egypt in the seven plenteous years.
35 And let them gather all the food of those good years that come, and lay up corn under the hand of Pharaoh, and let them keep food in the cities.
36 And that food shall be for store to the land against the seven years of famine, which shall be in the land of Egypt; that the land perish not through the famine.
37 And the thing was good in the eyes of Pharaoh, and in the eyes of all his servants.
INTRODUCTION: An investment refers to the act of allocating money or resources to an asset, project, etc. with the expectation of generating profit over time. It is simply the commitment of resources to achieve later benefits. Practically, your investment can work for you while sleeping and at a time when you can no longer run up and down (Ecclesiastes 11:4-6). Wise investments usually lead to wealth accumulation, income generation, diversification, economic growth and good retirement benefits (Matthew 25:14-30, 2 Corinthians 9:6). However, we need a thorough knowledge of investment opportunities and God’s leading to invest wisely in profitable ventures (Ecclesiastes 10:10).
LESSON OUTLINES
- INVESTMENT OPPORTUNITIES
- BIBLICAL PRINCIPLES OF INVESTING WISELY
1. INVESTMENT OPPORTUNITIES
Christians can invest in various ways that align with godly values and principles. Below are some examples of investments that can be both financially sound and ethically right:
- Stocks: Buying shares of a company gives you partial ownership. Investors earn through price appreciation and dividends. Christians can invest in companies with strong ethical practices and values that align with biblical principles.
- Real Estate: Purchasing property or building to earn rental income or sell it at a higher price.
- Bonds: Lending money to governments or corporations for a set period in exchange for periodic interest payments and the return of the principal amount at maturity.
- Mutual Funds: Pooling money with other investors to buy a diversified portfolio of stocks, bonds or other assets.
- Commodities: Investing in physical goods like gold, oil, renewable energy projects (solar, wind, etc.) or agriculture (crop production, animal rearing, fishery, snailery, honey production, etc.), which can be traded or stored for future sale.
- Crypto currency: Purchasing digital or virtual currencies like Bitcoin and Ethereum, where investors hope to benefit from price appreciation.
- Import and Export of goods and services: Charcoal business, wood, dry fish, animal skin, clothing material, etc. (Acts 16:14).
- Businesses: Entrepreneurial ventures or partnerships: small or medium-scale businesses like printing, fashion and design, confectionery, eatery, fuel station, transportation, raw-food business, etc.
- Education: School business, writing and publishing of books.
- Retirement plans and insurance policies.
2. BIBLICAL PRINCIPLES OF INVESTING WISELY
- Divine guidance: It is important to start with God (Gen 26:1-5). Pray for direction and leading (Psalm 23:2-3, Proverbs 3:5-6).
- Good Planning: Wise investing involves careful planning, research, and due diligence to ensure profitable outcomes (Proverbs 21:5, Genesis 41:34-36).
- Consistent step of faith: Take necessary and calculated risk by faith and invest consistently. Do not allow discouragement (Ecclesiastes 11:1-6).
- Honesty and Ethical investment: Christians should invest in ways that are honest and ethical. Avoid ventures that exploit or harm others (Proverbs 13:11, Luke 19:8-9).
- Kingdom-Focused Investments: Investing should not be for personal gain alone but also to further God’s kingdom and support others (Matthew 6:19-21).
- Knowledge: One of the golden rules of investment is that you should have some requisite knowledge of the investment intended (Hosea 4:6), or get trusted people who are knowledgeable in those areas to manage it for you (Genesis 41:38-40).
- Funding: Money for investment can be from personal savings (Proverbs 21:20), retirement benefits, or loans (banks or friends). However, do not take loans that could overwhelm you and make you go bankrupt.
CONCLUSION: Research and prayerfully select investments, considering both financial returns and the broader impact.
QUESTIONS
- State four principles of wise investing.
- Mention five investment opportunities available.
FURTHER READINGS:
Sunday: Proverbs 13:11 (KJV)
Wealth gotten by vanity shall be diminished: but he that gathereth by labour shall increase.
Monday: Proverbs 22:7 (KJV)
The rich ruleth over the poor, and the borrower is servant to the lender.
Tuesday: Proverbs 3:5-10 (KJV)
5 Trust in the Lord with all thine heart; and lean not unto thine own understanding. 6 In all thy ways acknowledge him, and he shall direct thy paths. 7 Be not wise in thine own eyes: fear the Lord, and depart from evil. 8 It shall be health to thy navel, and marrow to thy bones. 9 Honour the Lord with thy substance, and with the firstfruits of all thine increase: 10 So shall thy barns be filled with plenty, and thy presses shall burst out with new wine.
Wednesday: John 2:15-17 (KJV)
15 And when he had made a scourge of small cords, he drove them all out of the temple, and the sheep, and the oxen; and poured out the changers’ money, and overthrew the tables; 16 And said unto them that sold doves, Take these things hence; make not my Father’s house an house of merchandise. 17 And his disciples remembered that it was written, The zeal of thine house hath eaten me up.
Thursday: Matthew 6:19-20 (KJV)
19 Lay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through and steal: 20 But lay up for yourselves treasures in heaven, where neither moth nor rust doth corrupt, and where thieves do not break through nor steal:
Friday: 1 Timothy 6:17 (KJV)
Charge them that are rich in this world, that they be not highminded, nor trust in uncertain riches, but in the living God, who giveth us richly all things to enjoy;
Saturday: 2 Corinthians 9:6 (KJV)
But this I say, He which soweth sparingly shall reap also sparingly; and he which soweth bountifully shall reap also bountifully.
ASSIGNMENT: Identify five (5) reasons some believers are not investing (2×5=10 Marks).
SUNDAY SCHOOL HYMN
- O Sunday School, on the Lord’s day,
O how I love Thee well,
I am happy, it makes me glad
To rejoice at Thy birth. - O Sunday School, on the Lord’s day,
Thy friend friendship suits me well,
Both young and will sing Thy song,
We long for Sunday School. - O Sunday School, on the Lord’s day,
Christ was Thy first teacher,
The Holy Spirit, great teacher,
Does manifest in thee. - O Sunday School, on the Lord’s day,
This testimony is sure,
That God, the Father Almighty,
Poured His blessing on Thee - O Sunday School, on the Lord’s day,
Though the sun be so bright,
Or if the clouds be black with rain,
I’ll be in Sunday School. - O Sunday School, on the Lord’s day
I rejoice to see Thee,
Will thou pass over me today?
Without my being blest?
