RCCG YAYA Sunday School Teacher Manual

RCCG YAYA Sunday School Teacher Manual 14 May 2023 Lesson 37 — Financial Intelligence

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TOPIC: Financial Intelligence (RCCG Sunday School Manual For Young Adults And Youths (YAYA)

OPENING PRAYER: Gracious Father, please grant me wisdom to be able to manage my finances well (Scroll down for RCCG YAYA Sunday School 14 May 2023 HYMN)

MEMORY VERSE: “The wisdom of the prudent is to understand his way: but the folly of fools is deceit.” – Proverbs 14:8 (NKJV)‬

BIBLE PASSAGE: Luke 19:12-26 (NKJV)‬

12 He said therefore, A certain nobleman went into a far country to receive for himself a kingdom, and to return.

13 And he called his ten servants, and delivered them ten pounds, and said unto them, Occupy till I come.

14 But his citizens hated him, and sent a message after him, saying, We will not have this man to reign over us.

15 And it came to pass, that when he was returned, having received the kingdom, then he commanded these servants to be called unto him, to whom he had given the money, that he might know how much every man had gained by trading.

16 Then came the first, saying, Lord, thy pound hath gained ten pounds.

17 And he said unto him, Well, thou good servant: because thou hast been faithful in a very little, have thou authority over ten cities.

18 And the second came, saying, Lord, thy pound hath gained five pounds.

19 And he said likewise to him, Be thou also over five cities.

20 And another came, saying, Lord, behold, here is thy pound, which I have kept laid up in a napkin:

21 For I feared thee, because thou art an austere man: thou takest up that thou layedst not down, and reapest that thou didst not sow.

22 And he saith unto him, Out of thine own mouth will I judge thee, thou wicked servant. Thou knewest that I was an austere man, taking up that I laid not down, and reaping that I did not sow:

23 Wherefore then gavest not thou my money into the bank, that at my coming I might have required mine own with usury?

24 And he said unto them that stood by, Take from him the pound, and give it to him that hath ten pounds.

25 (And they said unto him, Lord, he hath ten pounds.)

26 For I say unto you, That unto every one which hath shall be given; and from him that hath not, even that he hath shall be taken away from him.

Also Read:
RCCG Sunday School Teacher Manual 14 May 2023: Divorce Is Costly
RCCG Sunday School Student Manual 14 May 2023 – Divorce Is Costly
Open Heaven 14 May 2023 – Freedom From Mental Captivity
RCCG House Fellowship Leader Manual 14 May 2023: Swearing And Cursing Forbidden II

INTRODUCTION: Simply put, financial intelligence is about being financially wise. It is the knowledge and skills gained from understanding finance and accounting principles in the business world and how money is being used (Prov.18:15). To be highly successful, extra efforts, skills, intelligence, and God’s leading will be needed. It is not only organisations and business owners that need financial intelligence; it is also needed for personal finance.

LESSON AIM: To study how to be financially intelligent.


Through the lesson, students should be able to:

i. Understand the term “personal finance”
ii. Discover how to be financially intelligent.

TEXT REVIEW: The Teacher should answer the following questions from the Bible passage.

i. Who were the wise servants? (Luke 19:16,18).………………….

ii. Who was the wicked servant? (Luke 19:20). ……………………………..……..

iii. What did the wise servants do? (Luke 19:16,18).
iv. What did the wicked servant do? (Luke 19:20-22).
v. How did the Lord commend the wise servants?
vi. Mention three things which the Lord did to the wicked servant. Luke 19:22-26.
a. ………………………………….
b. ………………………………….
c. ……………………….…………

TEACHING METHOD: Lecture and Discussion methods.




The Teacher should test the knowledge of students on what personal finance is.
The Teacher should explain personal finance under two major headings: Personal finance and net worth.


i. Personal finance is the term that covers planning (Prov. 21:5; 30:25) and managing personal financial activities such as revenue generation, expenditures, budgeting, savings, investments and other financial related actions (Matt. 25:20).
ii. It is the ability to make smart decisions, plan properly especially in the aspect of finance and live a good life (Prov. 10:4).


i. Your net worth and what you are able to do with your money is considered success (Matt. 25:22).

ii. It is not necessarily so much cash at your disposal

iii. A personal financial statement (Assets minus Liabilities) shows the net worth of an individual.

iv. For example:
a. If all assets in possession are sold and all debts paid, and the liabilities are greater than the assets, the financial statement indicates a negative net worth.
b. If the individual has more assets than liabilities, it is a positive net worth.

CLASS ACTIVITY 1: Can you say so many people in your locality are financially intelligent? If No/Yes: How and Why?

NOTE: You may NOT refer to specific names.


For us to be financially intelligent, we need to do the following:

i. Develop a personal success-drive and be intentional about the wellbeing of your finance. 1 Kings 11:28.

ii. Seek knowledge and be informed (Prov. 1:5): Invest in yourself (Prov. 19:20), read (2Tim. 4:13), make researches (Acts 17:11), ask questions and open your ears and eyes to the happenings around you.

iii. Practice what you learned about financial intelligence and use the knowledge gained to execute the purpose for which it was acquired. Prov. 6:6; 10:4.

iv. Keep track of your spending: identify where you need to make amends and where you need to intensify effort. Prov. 16:21a.

v. Have proper and detailed records of your income and expenditure. 2Chron. 34:16-18.

vi. Surround yourself with the right people who share the same opinion. Prov. 13:20; 27:17.

vii. Pray for divine wisdom and direction on what and when to invest your resources. Jas. 1:5; Isaiah. 30:21.

CLASS ACTIVITY 2: The Teacher should ask students to comment on why they think each of the seven items so identified above is necessary to make a person financially intelligent?

CONCLUSION: Financial intelligence is needed in order to stay on top of your financial game because hardly would you find a financially intelligent person who is not successful.

EVALUATION: Describe financial intelligence?

CLOSING PRAYER: Father help me to apply those principles which I learned today in order to make me become financially intelligent.

State 10 key factors needed to be financially intelligent. (1×10=10 Marks).


  1. O Sunday School, on the Lord’s day,
    O how I love Thee well,
    I am happy, it makes me glad
    To rejoice at Thy birth.
  2. O Sunday School, on the Lord’s day,
    Thy friend friendship suits me well,
    Both young and will sing Thy song,
    We long for Sunday School.
  3. O Sunday School, on the Lord’s day,
    Christ was Thy first teacher,
    The Holy Spirit, great teacher,
    Does manifest in thee.
  4. O Sunday School, on the Lord’s day,
    This testimony is sure,
    That God, the Father Almighty,
    Poured His blessing on Thee
  5. O Sunday School, on the Lord’s day,
    Though the sun be so bright,
    Or if the clouds be black with rain,
    I’ll be in Sunday School.
  6. O Sunday School, on the Lord’s day
    I rejoice to see Thee,
    Will thou pass over me today?
    Without my being blest?